Charlie Abellera
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Charlie Abellera is your local Real Estate Specialist serving the entire Monterey Bay

CalBRE License Number: 01354571

David Lyng & Associates
2170 41st Ave Capitola CA 95010

Understanding the Marketplace.

People like yourselves continually ask, "is it a good to buy? Is it a good time to sell?" My answer, "it's all relative to what you are trying to accomplish".

For first time home buyers, the current market is a perfect time to purchase. With interest rates at or near all time lows and home values lower than they have been in years, it would make perfect sense to get into the market before rates change and values rise beyond your buying power.

Step up buyers, if you're relocating to another neighborhood or area, it still makes sense. If you sell your current home at today's current value, you would also be purchasing at today current value, just a differnet location.The benefit of a down market is you can buy location. And interest rates are still lower than when you purchased your current home.


Sellers who just want to downsize or move into their retirement can do so without feeling they are losing if they sell. The principle is the same. If you feel selling your home for less than you expect because of market values, re-purchasing will be for less also. For those who are retireing, it's the same principle, with one exception, Proposition 60 allows you to take you property taxes with you one time in your lifetime. There are some stipulations and exceptions to this proposition which I can provide.

If you feel you have questions regarding the current Real Estate Marketplace, I would love the opportunity to sit down with you discuss how I could help get where you want to go.